January 3, 2019
We’ve all gone through it. Your rent is coming up soon. You’ve texted way too many friends and your phone bill knows it. And your Chihuahua is binge eating like a 60-pound Labrador Retriever and doesn’t understand the concept of a budget.
To many of us, it’s no secret that getting through can be tough. When you live on a tight budget, making ends meet is always top of mind. With little or no savings, you often find that handling an emergency expense can be nerve racking.
At Brigit, we believe that no one should be living their life worrying about running out of cash. We built an app that provides you tools that you need to better manage your finances and, if you need it, gets you the money you need exactly when you need it. No interest or hidden fees period.
Using just your email, phone, and bank credentials, (no credit score required), the Brigit app helps you avoid overdrawing your account by providing overdraft predictions, balance alerts, tailored financial advice, and sending you up to $250 before your balance runs out.
So.. what’s the catch?
A big question we get asked is what makes Brigit different from apps like Dave and Earnin. For one thing, we are realists. We know that taking $20-$50 isn’t really going to get your car fixed or your medical expenses covered. And to be brutally honest, sometimes you just can’t make it to work and clock in hours, but that doesn’t mean that your aren’t running short and need a little extra to get by.
Unlike Earnin, Brigit doesn’t require you to go to work to get its financial services. It simply connects to your bank to send you a customized amount of up to $250 to cover expenses and doesn’t charge any tips or like Dave, transfer fees for it. With Brigit’s flat $9.99 a month membership fee, you get an array of financial budgeting tools and the flexibility of delivery and repayment that you need, so that no matter the situation, you rest easy knowing you are always covered.